“Money is such an amazing teacher: What you choose to do with your money shows whether you are truly powerful or powerless.”

“The chances of a bank going out of business are extremely slim, but it's always a good idea to spread around major sums so every penny is backed by insurance.”

“The most important loan to pay is your student loan. It's more important than your mortgage, car and credit card payments. You cannot discharge student loan debt in the majority of cases.”

“We never had it as rough as the kids have it today. Look at the price of a gallon of gas or a piece of real estate or a college education.”

“The last thing family and friends want is for you to spend money on them that you don't have or that you can't really spare.”

“Many people are in the dark when it comes to money, and I'm going to turn on the lights.”

“Owning a home is a keystone of wealth - both financial affluence and emotional security.”

“A big part of financial freedom is having your heart and mind free from worry about the what-ifs of life.”

“No one's ever achieved financial fitness with a January resolution that's abandoned by February.”